Best Fixed Deposit Promos Malaysia 2026

Here are the Best Fixed Deposit Promos in Malaysia 2026

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[Last update: 06 February 2026]

Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions.

Fixed Deposit is a type of investment account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It's quite popular because it's known to be risk-free and has higher interest rates when compared to a regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given.

NOTE: Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised.

What's covered in this article?

Bank & Promotion	Interest Rate	Minimum	Maximum	Tenure	Promotion Period	Remarks
Affin Bank eFD/eTD-i Promotion	3.15% p.a.	RM10,000	RM200,000	12 months	1 February 2026 - 28 February 2026	-
Alliance Bank Chinese New Year Fixed Deposit/ Alliance Term Deposit-i (“FD/ATD-i”) Year 2026 Campaign	3.80% p.a.	RM10,000	RM500,000	12 months	21 January 2026 - 28 February 2026	Over the counter only
AmBank eFD / e-Term Deposit-i Campaign	3.68% p.a.	RM1,000	-	12 months	18 January 2026 - 28 February 2026	Use HUAT12 reward code
Bank Muamalat FTA-i Prosper+ Combo	3.68% p.a.	RM8,888	-	12 months	1 January 2026 - 31 March 2026	Requires Muamalat Gold-i purchase
Be U Term Deposit-i Campaign	3.65% p.a.	RM500	-	12 months	6 October 2025 - 31 March 2026	-
Bank Islam Term Deposit-i 2025 Campaign	3.65% p.a.	RM10,000	-	12 months	6 October 2025 - 31 March 2026	-
Bank of China 2026 Fixed Deposit Promotion	3.60% p.a.	RM10,000	RM500,000	12 months	2 January 2026 - 30 April 2026	Fresh funds only
CIMB Bank Term Investment Account-i (TIA-i) January 2026 Campaign	3.65% p.a.	RM1,000	-	12 months	9 January 2026 - 31 March 2026	-
Hong Leong Bank eFixed Deposit / eFixed Deposit-i Promotion	3.65% p.a.	RM1,000	-	12 months	29 January 2026 - 8 March 2026	-
Maybank Islamic eFixed Deposit-i CNY Campaign FY2026	3.50% p.a.	RM1,000	-	12 months	15 January 2026 - 28 February 2026	-
MBSB Bank Term Deposit-i Chinese New Year Campaign	3.75% p.a.	RM1,000	-	12 months	3 February 2026 - 30 April 2026	-
Public Bank PLUS FD Special Campaign	3.55% p.a.	RM5,000	RM10 million	12 months	1 January 2026 - 31 March 2026	-
Standard Chartered Fixed Deposit / Term Deposit-i Campaign	3.50% p.a.	RM30,000	RM1 million	12 months	1 October 2025 - 31 March 2026	Non-Priority capped at RM200,000

What do you have to do if you are interested?

If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia) which is updated daily. Happy investing!

*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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