UOB Preferred Platinum Card by UOB

Product Highlights

SMART$ Rebate Programme

Receive up to 10% SMART$ Rebates automatically with your UOB Card at participating merchants. Get great rebates for cinema viewings, dining, and shopping!

3X UniRM Points

Earn 3X UniRM points for every RM1 you spend at AEON, Parkson, Isetan, Metrojaya, SOGO, and Robinsons! Use your accumulated points to redeem awesome gifts and rewards!

Features

Cash Back

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
Utilities	10%	RM 50	From RM 1,000 and above
Dining & Groceries	10%	RM 50	From RM 1,000 and above
Online Checkout	10%	RM 50	From RM 1,000 and above

Rewards

Earn	Spent In
3 Points Per RM 1	All online and overseas transactions
Complimentary 14-day Celebrity Fitness Membership*	During birthday month**

*worth RM 300

**valid till 31st December 2018

UOB UniRinggit Reward Points expire after 3 years.

Convert Unirm Into Air Miles

Convert	Redeem
3,500 UNIRM	500 Asia Miles
8,500 UNIRM	1,000 KrisFlyer Miles
10,500 UNIRM	1,000 Mas Enrich Miles

Balance Transfer

Plan	Special Interest Rate	Tenure
Plan 25	3% upfront Interest	6 months
Plan 26	4% upfront Interest	12 months
Plan 27	5% upfront Interest	18 months

Uob Fixed Pay Balance Transfer

Plan	Interest Rate	Tenure
Plan i6	3.3%	6 months
Plan i12b	6%	12 months

Easy Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with 2% one-time upfront handling fee	From RM 500
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 500
18 Months	0% p.a. with 4% one-time upfront handling fee	From RM 500

0% Overseas Easi-Payment Plan

Any spend in any foreign currency of at least equivalent to RM3,000 in a single and/or accumulated receipt(s) and convert to 3 monthly repayments at 0% interest.

0% Overseas Easi-Payment Plan

Any spend in any foreign currency of at least equivalent to RM3,000 in a single and/or accumulated receipt(s) and convert to 3 monthy repayments at 0% interest.

Instalment Payment Plan

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
36 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000

Fees and Charges

Annual Fee For Primary Card	RM 198
Annual Fee For Supplementary Card	RM 30
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 42,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	16 years old
Who Can Apply	With invitation only

Apply for UOB Preferred Platinum Card by UOB