| Earn | Spent In |
|---|---|
| 5x Membership Rewards Points Per RM 1 | All groceries, all cinemas, participating bookstores and telecommunication charges |
| 2x Membership Rewards Points Per RM 1 | Local and overseas transactions |
| 1x Membership Rewards Points Per RM 1 | All transactions for utilities,petrol, education and insurance transactions |
- No Membership Rewards Points will be rewarded at government bodies