Citi Rewards Platinum Card

Apply for Citi Rewards Platinum Card by Citibank

Here's a card that lets you choose how you want to earn your rewards!

Citi Rewards Platinum Card
Apply

Product Highlights

Reward
Customizable Reward Categories

Earn 5X rewards points on any reward category of your choosing! Tailor your card to match your spending habits to gain maximum rewards from your lifestyle!

Reward
Welcome Rewards Points

Make RM2,000 in retail purchases with your new card within 60 days from card approval date and get 20,000 Welcome Rewards Points!

Features

Rewards

Local rewards
Earn Spent In
5x Citi Rewards Points Per RM 1 Participating local merchants
  • Available categories are: Shopping, Petrol, Home, Travel, and Entertainment
  • Minimum of 2 reward categories must be selected
  • Participating merchants include Robinsons, Padini, Topshop, Shu Uemura, Uniqlo, Tangs, Shell, Tesco, AirAsia,and many more

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 10.57% p.a. with no one-time upfront handling fee From RM 500
12 Months 9.96% p.a. with no one-time upfront handling fee From RM 500
18 Months 9.84% p.a. with no one-time upfront handling fee From RM 500
24 Months 9.85% p.a. with no one-time upfront handling fee From RM 500
30 Months 9.91% p.a. with no one-time upfront handling fee From RM 500
36 Months 9.99% p.a. with no one-time upfront handling fee From RM 500

Fees and Charges

Annual Fee For Primary Card RM 100*
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Free annual fee for 2 categories in the first year

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone