| Earn | Spent In |
|---|---|
| 1x Rewards Points Per RM 1 | All retail transactions |
Be relaxed while travelling where you get to enjoy complimentary lounge access and have insurance travel coverage!
Profit Rate
From 12.0% p.a.
Balance Transfer
0.0 % p.a.
Cashback
N/A
Annual Fee
RM 500.00
You will be covered under complimentary Funeral Expenses Coverage of RM1,000 using AFFIN ISLAMIC Mastercard Credit Card-i!
You can get up to RM 1,000,000 flight and personal accident takaful coverage with this card!
Enjoy 4 complimentary LoungeKeyTM lounge access per year at over 850 airport lounges worldwide!
| Earn | Spent In |
|---|---|
| 1x Rewards Points Per RM 1 | All retail transactions |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 Months | 0% p.a. with 1.5% one-time upfront handling fee | From RM 3,000 |
| 12 Months | 0% p.a. with no one-time upfront handling fee | From RM 5,000* |
| 12 Months | 0% p.a. with 2.5% one-time upfront handling fee | From RM 3,000 |
| 18 Months | 0% p.a. with 5% one-time upfront handling fee | From RM 3,000 |
| 24 Months | 0% p.a. with 6% one-time upfront handling fee | From RM 3,000 |
| 36 Months | 0% p.a. with 7% one-time upfront handling fee | From RM 3,000 |
*Only for new applicants
| Annual Fee For Primary Card | RM 500* |
|---|---|
| Annual Fee For Supplementary Card | RM 400* |
| Mininum Monthly Payment | 5% of the outstanding amount |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 20 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
*First year waived. Subsequent years waived when you spend a minimum of RM 48,000 p.a. or make a minimum of 12 transactions p.a.
|
12.0% Per Annum |
Tier 1: Cardmembers who promptly settle their minimum payment before or on the payment due date |
|---|---|
|
18.0% Per Annum |
Tier 2: Cardmembers who settle their minimum payment after the payment due date |
| Minimum Annual Income | RM 80,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Anyone |
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