Japan Club of Kuala Lumpur Credit Card by AEON

Enjoy 6x free access every year to Plaza Premium Lounges!

Get up to 50% discounts and great rewards from dining and holiday to fitness and beauty!

Get compensated of up to RM 1,000,000 for accidents while travelling by airplanes and up to RM 500 for flight delays!

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
AEON Thank You Day	5%	RM 100	Any amount on every 20th of the month
AEON BiG Thank You Member Day	5%	RM 100	Any amount on every 28th of the month

Earn	Spent In
1x Rewards Points Per RM 1	All transactions

No rewards points will be given for petrol and government department transactions

Pay Over	With Interest Rate At	When You Transfer
6 Months	0% p.a. and no one-time upfront handling fee	From RM 1,000

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with 2.5% one-time upfront handling fee	From RM 500
12 Months	0% p.a. with 3.5% one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with 5.5% one-time upfront handling fee	From RM 2,000

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one-time upfront handling fee	From RM 500
12 Months	0% p.a. with no one-time upfront handling fee	From RM 500
24 Months	0% p.a. with no one-time upfront handling fee	From RM 500
36 Months	0% p.a. with no one-time upfront handling fee	From RM 500

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 36,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Only for members of the KL Japanese Association

Apply for Japan Club of Kuala Lumpur Credit Card by AEON